Hello friends,

I’m Lahiru. My journey took me from Sri Lanka to the UK to Australia — building a career in finance, working with clients worldwide, and starting my own business along the way.

Somewhere in that journey, I discovered the power of turning skills into income. I created MonetizeIQ to help you do the same.

Lahiru smiling, arms crossed, in front of a green circleSri LankaUKAustralia

Free personal finance tracker

Everyone talks about the 50/30/20 rule, but making it work in real life is hard. I built this planner to help you manage your income, expenses and savings using that exact method.

Enter your email and I’ll send it to you, free.

Time moves forward. Your financial decisions shape where you end up.

Places my work has taken me

  • KPMG
  • Moody's
  • Fitch Ratings
  • Valtech
  • Upwork
  • Fundora Global

Need it built for you?

Custom financial models for businesses, and personal finance trackers set up around your life.

See how it works
Scale Business

Custom financial models for businesses

A financial model built around your business and its numbers — not a generic template — so you can plan, raise funding and make decisions with confidence.

  • Forecasting
  • Budgeting
  • Valuation
  • Startup models
  • Pricing
  • Project finance
  • A model built in Excel around your business drivers
  • Clear assumptions you can update yourself
  • Scenarios to test best, base and worst cases
  • Summary outputs and charts ready for investors or your team
  • A walkthrough so you know how to use it

Ideal for: Startups raising funding, growing small businesses, and project developers who need numbers they can trust.

PriceAsk for a quote

Build Wealth

Personal finance tracker, built for you

A personal finance tracker set up around your own income, expenses, goals and circumstances, instead of a one-size-fits-all spreadsheet.

  • Set up around your income, bills and savings goals
  • Categories that match how you actually spend
  • Monthly tracking with simple charts
  • A walkthrough so you know how to keep it up to date

Ideal for: Anyone who wants a clear picture of their money — whether you’re starting your first job, moving abroad or supporting family.

PriceAsk for a quote

My story

My journey took me from Sri Lanka to the UK, and now to Australia. Along the way, I built a career in finance, worked with clients around the world, started my own business, and learned something important: your skills can become real income.

My career started at KPMG and Moody’s, then took me to Fitch Ratings and Valtech in the UK. On the side, I started freelancing from zero — no clients, no reviews. Today I’m a Top Rated freelancer on Upwork.

Read my full story
Three photos of Lahiru: graduating in Sri Lanka, in a suit by the water in the UK, and recording a video

Kind words from colleagues

People I’ve worked with in the UK, Sri Lanka and Australia.

I have worked with Lahiru for the past 2 years in our financial modelling team and he is a wonderful colleague to work with. He is smart, diligent and dedicated and a joy to work with. I’d highly recommend Lahiru to anyone looking for a top-class financial modelling and data professional.

Neil Macdonald, CFAFounder, UK

I’ve had the pleasure of managing Lahiru, and his work ethic, attention to detail, and financial modelling expertise are truly outstanding. He consistently delivers high-quality, well-structured models that provide clear insights for decision-making. He is a proactive and reliable team player who approaches every task with diligence and professionalism.

Alex McCutcheonData Engineering Manager, UK

I would highly recommend Lahiru to anyone looking for expertise in financial modelling and data. He was helpful, diligent, proved to ensure full understanding and delivered excellent outputs on time every time. The end result were simplified models which provided additional insights into product and customer behaviour to aid business decision making.

Christopher BarnesRetail Solution Lead, UK

Ebooks & templates

The same sheets and guides I use for my own money and my clients’ businesses.

Browse all
Build Wealth

Personal finance tracker

The 50/30/20 budget planner I use myself. Track income, expenses and savings in one sheet.

Get Hired

CV template

The CV layout I use for finance roles: summary, key expertise, experience and qualifications. Swap in your own details.

Get Hired

Cover letter template

A cover letter for finance and accounting roles: a clear opening, your experience, your skills and a confident close.

Latest articles

Longer reads on investing, careers and building a business.

Read the blog
Start Freelance

How I started on Upwork

Every big journey starts small. Mine started with five dollars an hour.

Scale Business

How you raise money for your startup

From your uncle’s first LKR 1 million to venture capital and an IPO — how startup funding, valuation and dilution actually work, in plain language.